Who are we?
Joyce, Jackman & Bell is a full service independent insurance agency with a national footprint. We are dedicated professionals who understand the self storage business and have access to the best self storage insurance programs on the market today.
What do we do?
Our mission is simple and straightforward – to find the best self storage insurance program for your specific needs at the best available price helping you manage your insurance costs and in the process saving you and your staff lots of time.
How do we do it?
By being independent and having a concentrated focus in self storage insurance, we have direct access to the best storage insurance programs on the market today. No one has deeper resources than we do.
This allows us the ability to scan the market place quickly and efficiently in finding the best program for your facility and matching it up to your specific needs. This saves you lots of time and effort in repeating this exercise multiple times with other agents.
Throughout our relationship, we provide you the results of where you “stand in the market”. With that information, you as the owner or manager are now empowered to choose the best insurance program for your business.
The Importance of Storage Insurance
There are no “one size fits all” policies when it comes to insurance. As the owner of a storage facility, your insurance needs may be different from all the other self storage businesses. You must make sure that your facility, employees, monthly income, and legal rights, are protected at all times.
Who Needs Self-Storage Facility Insurance?
Any business owner that stores possessions for others should consider this coverage. Whether you have separate areas or lockers, mobile storage units or store things out in the open like RV’s or boats, it is vital to protect your interests.
What Are Some of the Standard Policy Provisions?
When you take out a Self Storage Insurance policy, you may receive the following coverage:
Legal liability for customer’s goods – this protects you, should items in your facility become damaged, lost, or stolen. This includes costs to defend your case in court.
Legal liability concerning the disposal and sale of customer goods – When someone fails to pay rent or abandons property, you have the legal right to sell those things in most states after 30 days, (with proper notice according to state statutes). However, things can go wrong during the process and items may become damaged and there may be disputes with customers. This type of coverage protects you against legal claims made by customers.
Because you own a business, you need protection the same as any other local business. For example:
Loss of income
General Liability Insurance – covers issues like personal injury and negligence
Employee insurance – if you have several employees you may wish to offer Workers compensation benefits
Fire Department service charges – some fire departments may charge for services to businesses
Removal of toxic materials
Landscape – you might have trees, bushes, or other landscape items that can become damaged.
Umbrella policy – covers a large number of legal liability issues, not normally covered in standard business liability policies.
The Benefits of Insurance Specialists
If you want the get the best Self Storage Insurance protection for your business at the best possible rates, consider an independent agency that specializes in self storage insurance. Joyce, Jackman & Bell Insurors have been serving clients for more than 30 years. We are not a cold and impersonal large corporation. We are here to establish a close working relationship with you. .
Joyce, Jackman & Bell Insurors is not just here to sell you a policy. We are there to help you with your needs now and far into the future. Many of our customers are saving hundreds and in some cases thousands of dollars on their insurance because we have access to more than 11 different programs for storage facilities. This gives us the flexibility to quickly adapt to volatility in the insurance markets and the pricing fluctuations that will follow.
Because insurance is not static, it might be a good time for an insurance check up and see if there are better options for your self storage business. It’s quick, it’s easy and best of all it’s free. Call Andrew Bell at 866-421-7475 today.