Condo Insurance

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Unique Risks As a Condo Owner

As a condominium owner, you have many benefits but you are also exposed to unique risks.

Unlike a single-family homeowner, you have a number of policies in force between your personal insurance and the community insurance. You need to make sure that this insurance overlaps so as not to let risk seep through the seams.

Because there are various policies in place, you need to make sure that you don't overpay for unneeded insurance--already covered by the master insurance plan--and that you have extra Liability Insurance where the master insurance stops.

Your condo is in a communal setting but your Condo Insurance needs to be individual or your may be paying too much and you probably have great liability risk.

A Condo Insurance policy from Joyce, Jackman & Bell Insurors can cover:

  • Damage to your furniture, clothing, appliances and other personal items.
  • Your personal belongings, whether they're in the home or elsewhere.
  • Common loss assessments made by the condo association for all unit owners.
  • Your personal liability in the event someone is injured or their property is damaged.

Worried about costs. Don't be--Condo Insurance can be very affordable.

Condo insurance is like a suit that needs to be individually tailored: if it's too big then you overpay for what you don't need and if it's too small then you may expose yourself to lawsuits.

Condo Insurance is available at reasonable rates to anyone who owns property in a development with joint property ownership. It is distinct from homeowner insurance because it works in conjunction with your association's insurance policy.

Why We’re Different

You may think you want the cheapest insurance you can find, but realize you may not be getting everything you bargained for…

While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.

There’s no such thing as a one-size-fits-all insurance policy when it comes to your property.

We’re your neighbors. We protect businesses and people we know and care about, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent to be both affordable and responsive.

Adria Gaughan

Adria Gaughan

Client Service Manager



Kelly  Dolphin

Kelly Dolphin

Director of Sales & Marketing Personal Insurance



Condo Insurance Inquiry

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