Pittston Umbrella Insurance

Lawsuits happen everyday, and the rulings are only getting more and more financially taxing. We're not talking thousands of dollars in payouts, we're not even talking hundreds of thousands of dollars; we're talking millions. And guess what? No one is immune to a lawsuit, not one person.

Do you own a home, or drive a vehicle? No matter what you do, or who you are, a lawsuit may be lurking around any corner. It could be hidden under that loose floorboard located just at the top of the stairs; it could be laying in wait next to the cracks in the walkway out front; or it could even be waiting in the doghouse out back. And without Umbrella Insurance to give extended protection, the coverage offered by your Car Insurance or Homeowners Insurance probably won't be enough.

At Joyce, Jackman & Bell Insurors, we don't want you to be on the wrong side of a financially crippling lawsuit. Which is why we offer all Pittston residents the protection of our Umbrella Liability Insurance policies.

What Is Excess Liability Insurance?

This coverage is a type of specialty liability protection that is offered in excess of your other personal lines insurance products. It is different from traditional liability insurance in that it cannot be used until you have exhausted your primary policy.

So if you are involved in an auto accident and are found to be at fault, your Umbrella Insurance will not come into play until your Auto policy has paid out to its full coverage limit. Only then will this additional coverage kick in.

Typical coverage exclusions include:

  • Liability assumed under contract
  • Damages to property you own
  • Expected or intended damages

Joyce, Jackman & Bell Insurors: Your Umbrella Liability Insurance Experts

We want to protect you, your Home, and your Auto. Our Excess Liability Insurance ensures that any Pittston resident insured with us is protected from the devastating consequences of a lawsuit.

We encourage all Pittston homeowners to go over your policy limits with one of our agents to help determine just how much excess coverage you will need to save your family from financial ruin. $300,000? $400,000? You'll need more than that.

Maybe all this talk about lawsuits is a little too doom and gloom for you, and for that we apologize, but reality is rarely rainbows and butterflies. Fill out our quote form, or talk to one of our agents today for a FREE Umbrella Liability Insurance quote from Joyce, Jackman & Bell Insurors. Invest today for safety tomorrow, because you never know when a lawsuit may happen.