Pittston Boat Insurance
There isn't much that can beat the thrill of owning your own boat. Whether you prefer salt water or fresh, getting out for a day on the lake is one of the top outdoor activities in the United States today. At Joyce, Jackman & Bell Insurors we want to help you stay afloat by protecting you with the right Boat Insurance.
"Why Do I Need Boating Insurance?"
Boating accidents can happen to anyone on any day, even with clear skies, little wind and calm waters. In 2011, boating accidents in Pennsylvania increased by 16% from 2010. Of the 86 recreational boating accidents that happened in 2011, 57 involved injuries that required medical treatment. The amount of property damage to vessels was reported at $196,563.
While many standard Homeowners Insurance policies do provide some level of protection for your boat, that amount is often insufficient for paying for the damages accrued in a common boating accident. In fact, if you are involved in an accident, your Homeowners will likely only cover your personal effects and medical payments.
What Boat Insurance Covers
As a boat owner, you've probably heard the old joke about how boat is just an acronym for Bust Out Another Thousand, but it doesn't have to be that way; at least not with your insurance. We offer residents of Pittston and the surrounding communities affordable Sailboat Insurance with coverage for:
- And more
While the exact amount of coverage varies by underwriting company, Boating Insurance typically offers the following protections:
- Equipment, including hull
- Fuel and other spill liability
- Medical payments
- Personal effects
- On water towing (and roadside assistance for trailer or tow vehicle)
- Uninsured/underinsured boater bodily injury and property damage
Additional Coverage Available
Just like any other insurance policy, you can customize your Pittston Sailboat Insurance with additional coverage. Here are a few:
If you collide with another object, moving or stationary, we've got you covered. You can choose from an Actual Cash Value or Agreed Value replacement policy. This includes wreckage removal.
Comprehensive coverage covers what collision doesn't: Fire, vandalism or theft. This includes wreckage removal.
Total Loss Replacement
This coverage will replace your boat in the event of a total loss, like sinking.
Choose Joyce, Jackman & Bell Insurors For Your Pittston Boating Insurance
At Joyce, Jackman & Bell Insurors, we know that boating is supposed to be something fun, an activity that allows you to let loose and be carefree. Let us give you the peace of mind that comes with knowing you are protected from the garage, to the dock and all the way to the seven seas. Invest in a Sailboat Insurance policy today.
Complete our Insurance Quote Form now and let the licensed agents at Joyce, Jackman & Bell Insurors protect you!