Thank you for visiting our digital insurance office. And now that you are here you are probably wondering what our independent insurance agency can do for you. Well, we can do a lot for you. And we'd like an opportunity to show you just how good we are at protecting what matters the most to you -- your family, your business, your home, your assets..
For the long story, you can read all about Joyce, Jackman & Bell Insurors here. Short story is Joyce, Jackman & Bell Insurors began in 1977 with the insurance expertise of three men, Brian Bell, John Joyce & the late Stanley Jackman. For almost 40 years, our insurance agency, located in Pittston, PA, has been providing business insurance, home insurance, auto insurance and life insurance to not only the residents of Northeast Pennsylvania but nationally. And while our office is located in Pittston, PA on the banks of the beautiful Susquehanna River, we want to offer our insurance services to outlying areas like Scranton, PA, Clarks Summit, PA, Dunmore, PA and Disckson City, PA. Our commercial insurance reach is even greater. Joyce, Jackman & Bell Insurors has a national reach with insurance carriers. Yes, Pennsylvania is our home, but Brian Bell & John Joyce have built relationships with insurance carriers to be able to provide business owners with business insurance in New York, New Jersey, Connecticut, Illinois, Colorado, California, and Florida.
Our Latest Insurance Blog...
Financial Planning Tip: Choosing a Beneficiary
Have you purchased or considered purchasing life insurance in the past? If so, you know that deciding on a beneficiary or beneficiaries for your life insurance policy is an extremely important decision. In the latest Joyce, Jackman & Bell Insurors' latest blog, we have listed some points of consideration when choosing a beneficiary.
In our September Newsletter we wrote about having a safety plan to save your pet when disaster strikes.
At the last count, Americans owned more than 175 million cats and dogs and many millions of other animals. But only a tiny, tiny fraction of pet owners have any idea what they'd do if a natural disaster struck their home. How about you and your family? Having a disaster preparedness plan for your pet not only helps to protect them but it could also save their life or that of anyone who tries to rescue them in a dangerous situation. In our Joyce, Jackman & Bell Insurors' newsletter, we offer a 7 point guide to help safeguard your pet if you're unfortunate enough to suffer a disaster.
7 Point Safety Plan
We love our causes.
We here at Joyce, Jackman & Bell Insurors are all about supporting our local Pittston and Scranton communities.
Founded in 2006 by the family of Marian Bell, the Marian C. Bell Foundation for Parkinson’s is a charitable organization dedicated to increasing Parkinson’s disease awareness, as well as fundraising to support those working to find a cure.
This is a foundation that is very close to our hearts here at Joyce, Jackman & Bell. Marian Bell, wife of Brian Bell and mother of Andrew Bell, was diagnosed with Parkinson’s 26 years ago when very little was known about the disease. While we know more about it today than we did then, there is still a lot of work to be done before we can find a cure for Parkinson’s disease, and you can help.
Recently, the Marian C. Bell Foundation for Parkinson’s hosted the 10th Annual P.A.R. for Parkinson’s Golf Tournament at The Country Club of Scranton in Scranton, PA. All proceeds went to the Michael J. Fox Foundation for Parkinson’s Research. Since 2000, the Michael J Fox Foundation has funded over $450 million in Parkinson’s research. Team Fox is a 1600 member grassroots fundraising branch of the Michael J Fox Foundation that the MCB Foundation has been a proud member of since its inception.
We Love Our Causes
Our Watercooler Conversations...
Are you planning to hit the road this holiday season? If so, you want to be sure your home is well protected while you're away, especially if it's going to be for any length of time. One danger that is talked about around the office endlessly is burst water pipes or ruptured water hoses. Water damage is the 2nd most common homeowners insurance claim. Believe me when I tell you that a week's worth of leaking water can wreck your home. Even for those that have insurance, it can take months to get things back to normal. But, here's a simple solution -- consider turning your water off before you leave on your trip! And if you don't know where your main valve is or how to switch it off, ask your water company.
For other preventive water mishaps, see this recent article in The Family Handyman Magazine.
Business owners might want to pay attention to this...
Did you know that more than 100 million personal date records could fall into the hands of hackers this year? Its an alarming number and if 2014 is anything to go by, 80,000 of those records will have been stolen from businesses! Many of them come from organizations like yours and mine, not the big names we always read in the headlines.
The hard truth is that none of us is totally safe from data breaches either from outside hackers or inside jobs such as careless, disgruntled or disloyal employees. Even a lost or stolen laptop could result in a devastating loss. But there's a lot you can do to secure those records.
An article on Forbes.com summarizes these nicely:
• Always storing data in encrypted format
• Using multiple levels of password protection and changing passwords frequently
• Running background checks on employees who handle customer data
• Using security software and firewalls on servers and workstations
• Implementing a standard security health check on your network
• Having a disaster plan in place in case a breach occurs
• Having your attorney update your terms and conditions to hold you harmless in the event of a breach (although that still won’t stop anyone suing you and you losing that suit).
If the worst happens, you should always have a powerful backstop in the form of data breach insurance. This can either be part of or an endorsement to your Business Owners Policy or a separate policy. It can cover not just the lawsuits you might face as a result of an incident but also the costs of rectifying the breach, business interruption and even making good on the inevitable damage to your reputation you would suffer. Even when you have data breach insurance, it's always a good idea to keep your coverage under review. Technology is a swiftly-moving force that can change the risks and costs associated with security almost overnight.
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