Legal Disclosure

Disclaimer: This website is not all inclusive. Coverages and eligibility may vary by state. For a complete list of benefits, limitations, and exclusions please contact us. I understand that any insurance terms and definitions are meant for general informational purposes and not meant as specific advice or recommendations. For detailed information, it is my responsibility to contact Joyce, Jackman & Bell Insurors ("JJB"). I understand that no coverage will be assumed bound or covered until I have received written or verbal confirmation from JJB. Generally, this web site is not intended to be a solicitation or an offer to sell in connection with any product or service, nor is the information a complete description of all terms, conditions and exclusions applicable to the products and services described. For complete descriptions of the terms, conditions and exclusions of insurance coverages or other products or services, please review the actual policy. Products and services referenced herein may not be available in all jurisdictions. In the case of specific online applications for certain types of insurance policies, you must be at least 18 years old to apply. You should review JJB’s online privacy policy and terms of service and pay close attention to the online instructions and disclaimers relating to the particular insurance application you complete. The information contained herein was believed to be accurate at the time it was posted. JJB periodically updates the information on this Web site; however, JJB does not accept responsibility for the timeliness of the information at the time it may be accessed. Links to other Internet sites that are not maintained by JJB may be accessed through this website. Such external Internet addresses contain information created, published, maintained or otherwise posted by organizations and entities independent of JJB.  JJB is not responsible for the content of those sites nor does it approve, endorse or certify information available at any external site or linked addresses contained herein. This website is not intended for the use of persons younger than eighteen years of age.