Pennsylvania is a long ways from Los Angeles, Chile and the Ring of Fire, but that doesn’t mean we can’t, or won’t, have an earthquake here on the East Coast. They’re rare, that is to be sure, but it does happen.
Maybe some of you will remember the earthquake that hit Virginia in 2011. It happened just a short distance to the northwest of Richmond and registered a magnitude of 5.8 on the Richter scale. We were lucky that no major damages were reported from the shaking but there was still an estimated $200 to $300 million in damage, with just $100 million of that insured.
Did you know that a standard Homeowners Insurance policy does not provide coverage for damages caused by an earthquake? To ensure that you and your home is protected you need to invest in Earthquake Insurance.
Earthquake Insurance will help to pay for any damages to your home that result from an earthquake, that includes covering the costs associated with any construction projects necessary to repair any crumbled walls or damages to the foundation.
Stay Safe During an Earthquake
While we want to keep your home safe during an earthquake, we are more concerned for your personal safety, so here are a few tips for staying safe should a quake occur.
- DROP to the ground and take COVER. Find a sturdy table or piece of furniture to get under. Only take cover in a doorway if you know that it is braced and is load-bearing.
- If there is nowhere safe to take cover find the nearest corner and crouch down with your arms covering your neck and face.
- Do not try to exit a building when it is shaking or try to use an elevator.
- If you are outside, get away from any buildings or structures and stay there until the shaking stops. Try to keep a safe distance from power-lines and streetlights.
- If you are driving during a quake, stop as quickly as safety permits and stay in the vehicle. Do not park on bridges, under overpasses, near buildings or under utility lines.
Ready.gov - Earthquakes
2011 Virginia Earthquake
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