Mold can be an unsightly thing. Not only is it not pretty, but it smells bad too, and if you’re not careful it can make you sick. Respiratory and allergic reactions are the mot common illnesses associated with exposure to mold.
Each year, we in the insurance industry face mold claims reaching upwards of a billion dollars or more each year. Many of these claims are filed on behalf of both commercial and residential victims having sustained mold related illness and injuries.
If you are an apartment owner or landlord of a residential property, you may be held liable should one of your tenants face exposure to mold.
As a landlord, it is your responsibility to maintain habitable premises. That means it is your duty to provide repairs to your rental property as it extends to fixing leaking pipes, windows and roofs.
So be proactive.
Mold needs moisture to grow - remove the moisture, remove the mold.
Notification Necessitates Actions
Once your tenant has notified you of the presence of mold in their dwelling, it is up to you to take care of the issue – that means remediation.
It is important that you do not try to remove the mold yourself, but hire out a certified mold remediation contractor to get the job done for you. They are specially trained and more likely to get rid of the mold for good.
If the mold on your property is caused by the negligence of your tenant, you will not be held liable for any illness of injuries they may incur.
Make it clear to your renters that they will be held responsible for any actions that may result in an infestation. That includes creating high humidity, failing to maintain cleanliness and not properly venting the home.
At Joyce, Jackman & Bell Insurors we want to help protect Apartment Owners and landlords alike. Contact one of our representatives today for a quote!
Mold in Rentals: Landlord Liability, Responsibility, and Prevention
Mold Claims – What Landlords and Tenants Need to Know